Ukuthini Ukulungisa Izilungiselelo Zomqondiso Wokulungiswa Kwamandla Ngenhla

Unokulahla imali yokukhokha ngokwenza izebetho lokorhwebo zibe khona kakhulu. Ungalilahlela imali futhi uvuselele ubunzima ngokulungisa lezi zebetho kumisebenzi wakho wezimali. Senenkinga yokrhwela umphathi wokulungiswa kwegunya elingalunganga lomandla izebetho, Uma uyahlukaniswa sicela ungixhumane nathi. Umphathi wezebetho zokurhweba othengisa okuphelele ukusiza kulahla imali ezinkulu (yekhilethe). Masibuke manje singathini sonke lezi zebetho, futhi izinkinga ezifana nezothengisa okuphelele.

Kunjani izebetho zokorhwebelo zizokusiza kulahla imali?

Indlela eyodwa engakusiza ukuthola imali ngokulungisa ikhontrola lakho kuyindlela yokulungisa izimpendulo ukuze zilindele indlela leqiniso lezimali zakho zokweseka nokupheka. Kungafakiwa ukusebenza kwesilinganiso ukuthi kube yisimo sokuphazanyiswa okungapheli kakhulu kwezixhobo. Ngokubuka izinhloso zedatha yezimali ungakhetha isikhathi esifanelekile sokuvula nokuvula izixhobo ngokweqile. Ngaleso sivumelwano ungakwenza okuningi ukukhokha izimali futhi ukuthintela amabhili akho.

Kunezimphakathi ezifana nokulungisa ukugcina ikhontrola, okungakunika amandla okusebenza ngaphandle kokudinga. Ukukhokha izimali ngezixhobo zakho Ungasebenzisa izimo zokukhokha izimali (ukusebenza kwihamu elincane, b.l.) noma izimpapheko zokusebenza ukuqinisekisa ukuthi izixhobo zisebenza ngokufanele futhi azikholise izimali. Isibonelo, ukusebenzisa izitshixo ukuvula izixhobo ngemva kokusebenza kakhulu noma ukunika imodi yesiphazamiso xa ayisebenzi ingakhusela imali engakanani emuva.

Kwakungeziwe, ukwaziwa kokuthatha isilinganiso eside kakhulu sokulungisa uhlelo lokulungisa, njengezoo ngenhlahla yokulunga ngaphambi kokuthi kuhlaziywe, kungakukhishela ukuthi uphinde uphinde ube nenkinga enkulu futhi ufake izilungiselelo. Ngokubona izinkinga ngaphambi kokuthi zidale, ungasebenzi ngaphambili ngendlela oyidingayo yokulunga ukuze ugule ukuphazanyiswa kwesilinganiso futhi kube khona ukusetshenziswa okuphezulu kwezimali. Lokhu akukuvumela kuphela ukuthi uthathe izimali eziningi kusibhedele sezimali kodwa futhi kugcwalisa ubude besilinganiso ukuze ungafuni kuphinde kuphinde ubeke.

Imininingwane yezimpendulo zokulungisa ephathelene kodwa engaphathiwe kakhokho kuthengiselwa okungaphathiwe kuthengisa izinto zokunakekelwa kwezimali

Kukhona izinketho zokulungisa izilungiselelo zokulungisa kwiwahla kumasebelema akho. Khetha loqobo oluphucansi lweSetting weZhifeng okuzokusiza ukuthola iziphumo ezilungile kumsebenziso njengeSPSO, escortqiCK ne-SPSC. Nakuba ufuna kuphela isikhundla esifushane sokugcina komoya noma uyayifuna ukwenza into yempongothulo, i-Zhifeng iyakho. Ukusebenzisa ngenye i-Zhifeng ikuvumela ukuthi uphumele inkinga ephathelene nokuthengwa kwiwahla futhi kunamandla ukwahlukanisa iphefumulo lakho, ngelikusenza kungcono, ngelinye igcinwa kwizindleko zomoya.

Izithembeko ezivulwe kisikole siZhifeng zingasebenzisa ukulinganisa umsebenzi womoya bese banikeza izilungiselelo ezifanelekileyo zokulungisa ukulungiswa kumsebenziso wakho. Kabanzi, i-Zhifeng iyasalela njalo ukunceda ukufinyelela ekubeni khona kakhulu kwezindleko zomoya nezindleko zokusebenza kusasa kuze kube yilanga. Sebenzisa izilunga zeZhifeng amaphutha okulungisa inthanzi izilungiselelo zomlawuli, ungakhokha kakhulu ubusika bakho bokusebenza kuwe futhi ulungise izinyathelo zezimali ukuze zenzeke ngokudala okude.

Amalawuli Wokulungisa Ukwasebenza Kwezimali: Izingcingo Nezinkinga

Ukucopheleka kwezilungiselelo zomlawuli wokulungisa ukwasebenza kwezimali kuyaphathwa yizingcingo ezahlukene. Umhlawuli ongahleliwe yisiphetho esikhulu sezinkinga, ngoba ingcaciso ingamishi futhi isebenze ngendlela engavumelekileyo. Isenzo sesibili sisengenaso ukulungiswa ngexesha esifanelekileyo esenzela ukuba igqubu lediski yomlawuli elingelakho liphazanyiswe. Futhi ukungaziwa nokungaqondwa kokuthi izinyathelo zikusebenza kanjani ekupheleni komlawuli wokulungisa kunenzuzo yokuthi izimali zisebenze ngendlela engavumelekileyo. Siyayiqonda lezi zinkinga futhi siyathemba ukuthi sizilawuleze ukuze sisebenzise iprojekthi ngaphezu kwesilinganiso sakho sokusebenza.

Iziparamitha Ezihlelweni Zomlawuli Wokulungisa

Kukhona izinhawu zokusebenzisa ngokuvamile ukuze ukuthuthuka kwezimali kusolwa kuseto kohlelo lwesivimbo. Isingeniso sesivimbo kwi-load kangaka Kakhulu, kumele ucwangcise isivimbo sakho ngokusheshayo ukuze uphinde ubone ubunzima bekadesi. Ngaphezu koko, ukuthi uhlole kube khona ukulungiswa okujwayelekile kungakwesela izinkinga ukuthi zingenele intosebenza kwesivimbo. Kubaluleke futhi ukwazi ukuthini indlela efunda ngayo inqubomgomo futhi ihlangane ne ukulungiswa kwamandla ehlwa isivimbo ukuze uthole ukuthuthuka kwezimali. Uma ulandela lezi zinhawu zokusebenzisa ngokuvamile, isivimbo sakho sokulungisa sizoqashelwa ukuze sithole ukuthuthuka okuminkonyeni.

Ngani angikhuseni isivimbo sokulungisa ukuze nithole ukuthuthuka okuminkonyeni?

Izindaba ezilandelayo zizinyathelo eziphambene ukukusiza kuthutha izilungiso zokulawula ukulungiswa okunjalo kube yimali. Kuqala, qiniseka ukuthi ikholetha lithuthile futhi libe ngemondlo ongcono ukuze ungavimbe izinkinga azikhethelela kumsebenzi wakho. Emuva koko, uzifunde kuncane ngendlela isithembu sisebenza kanjani futhi isebenzisana kanjani nokulawula ukulungiswa. Lokhu kuzakukwenzela ukuthi uthathe isigxila esiqinisekile xa usizilungisa indawo yokusebenza ngokushesha kakhulu. Ekugcineni, lingeni kanye lahlule umsebenzi wokulawula ukuze ulungise iphephari. Ngokuthatha lezi nyathelo, ungaqwalasela izilungiso zokulawula ukulungiswa ukuze uthole ukomshado okuphelele kwamali futhi ubambeke amali ekhishini yakho.